4TH Quarter Proposals are available. Let RBG help you with quoting now! Rates available for: Anthem Blue Shield California Choice Health Net Kaiser MediExcel Sharp Sutter Health Plus UnitedHealthcare WHA Rates for Aetna and Covered California will be released shortly. Your RBG Team looks forward to assisting you!

The insurance industry is changing and brokers are being asked to provide more resources to the employer groups they support. Rogers Benefit Group’s partnership with HRAnswerLink provides special pricing for RBG partners. HRAnswerLink has built a unique, affordable HR solution, branded for you to assist your clients with HR compliance and employee management needs. Schedule a time now to discuss why hundreds of brokers across the country are partnering with HRAnswerLink and how they can assist you with client retention…

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Covered California Agency Agreement This month, Covered California has started reaching out to all agencies to sign a new Agency Agreement and/or Non-Monetary Agreement. These documents will be distributed via DocuSign and will be required in order for agents to gain access to the Agency Portal (which will be completed and ready for use in the coming weeks). These revised contracts are designed to ensure that agencies and their designated Agency Manager are documented and that the process of quoting…

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Rates: Rate pass for HMO, MC, and PPO medical plans for all rating areas Networks: Saint John’s Health Clinic is joining Aetna’s HMO and HMO Deductible network effective August 1, 2017 The SCCIPA EPO and MC plans (Santa Clara County) are not available for new business as of 9/1/17, and members enrolled in these plans will be asked to enroll in a different network at the time of their renewal starting January 2018 Aetna contracts with HEAL providers Teladoc is also available…

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RBG Health Net Updates

Rates: 4th quarter rates are available, RBG is ready to help you quote! SBG HMO/HSP Rate Pass for Q4 2017! Health Net is pleased to announce that through December 15, 2017, they are delivering a rate pass for all HMO/HSP medical plans to meet the need for new sales and to provide continued value for the future. The rates for Q3 will be sticking around for Q4! Renewing groups with HMO/HSP plans will enjoy a lower overall renewal rate for 2017 with their cumulative rate…

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MediExcel News

Small Group Sales Bonus Earn Up to $150 per enrolled employee! Read more here. Introducing MediExcel’s Dependent Only Coverage that allows employees in San Diego and Imperial County to cover their dependents in Mexico with affordable, and compliant binational healthcare benefits. Read more here

Underwriting Promotions valid through 12/15/2017 effective dates: A DE9C is NOT required with 6+ enrolled. A prior carrier bill is required, virgin groups are not eligible Only 30% participation required for 5+ enrolled Individual coverage on and off exchange is considered a valid waiver Dual HMO networks available. Groups can elect both HMO networks alongside each other RATE ACTION Medical Quarterly Rate Change Average Medical Annual Rate Change Average HMO: 2.2% HMO: 2.2% PPO: 3.2% PPO: 4.9% Updated 2017 Small…

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The Affordable Care Act imposes an annual fee called the Comparative Effectiveness Research Fee (CERF) on insurers and plan sponsors of self-insured coverage to help fund the Patient-Centered Outcomes Research Institute. 2017 CERF Payment Details The fee is based on the average covered lives for the applicable 12-month policy or plan year. It is paid using IRS Form 720 and is due by July 31 each year for the plan year that ended in the preceding calendar year. It’s important to…

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This new state law protects individuals from receiving unexpected “surprise or balance” medical bills from an out-of-network (OON) doctor when receiving inpatient and outpatient non-emergency care and services at an in-network healthcare facility such as a hospital, clinic, lab, imaging center or other healthcare facility. When individuals go to an in-network facility for care but receive services from an out-of-network doctor, they are only responsible to pay their in-network cost-sharing amount that counts toward the annual deductible and annual out-of-pocket…

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The Internal Revenue Service recently released the 2018 health savings account (HSA) guidelines. New minimum deductible requirements New out-of-pocket maximum limits New HSA contribution limits Click here for more details