RBG Health Net Updates

Rates: 4th quarter rates are available, RBG is ready to help you quote! SBG HMO/HSP Rate Pass for Q4 2017! Health Net is pleased to announce that through December 15, 2017, they are delivering a rate pass for all HMO/HSP medical plans to meet the need for new sales and to provide continued value for the future. The rates for Q3 will be sticking around for Q4! Renewing groups with HMO/HSP plans will enjoy a lower overall renewal rate for 2017 with their cumulative rate…

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MediExcel News

Small Group Sales Bonus Earn Up to $150 per enrolled employee! Read more here. Introducing MediExcel’s Dependent Only Coverage that allows employees in San Diego and Imperial County to cover their dependents in Mexico with affordable, and compliant binational healthcare benefits. Read more here

Underwriting Promotions valid through 12/15/2017 effective dates: A DE9C is NOT required with 6+ enrolled. A prior carrier bill is required, virgin groups are not eligible Only 30% participation required for 5+ enrolled Individual coverage on and off exchange is considered a valid waiver Dual HMO networks available. Groups can elect both HMO networks alongside each other RATE ACTION Medical Quarterly Rate Change Average Medical Annual Rate Change Average HMO: 2.2% HMO: 2.2% PPO: 3.2% PPO: 4.9% Updated 2017 Small…

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The Affordable Care Act imposes an annual fee called the Comparative Effectiveness Research Fee (CERF) on insurers and plan sponsors of self-insured coverage to help fund the Patient-Centered Outcomes Research Institute. 2017 CERF Payment Details The fee is based on the average covered lives for the applicable 12-month policy or plan year. It is paid using IRS Form 720 and is due by July 31 each year for the plan year that ended in the preceding calendar year. It’s important to…

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This new state law protects individuals from receiving unexpected “surprise or balance” medical bills from an out-of-network (OON) doctor when receiving inpatient and outpatient non-emergency care and services at an in-network healthcare facility such as a hospital, clinic, lab, imaging center or other healthcare facility. When individuals go to an in-network facility for care but receive services from an out-of-network doctor, they are only responsible to pay their in-network cost-sharing amount that counts toward the annual deductible and annual out-of-pocket…

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The Internal Revenue Service recently released the 2018 health savings account (HSA) guidelines. New minimum deductible requirements New out-of-pocket maximum limits New HSA contribution limits Click here for more details

Health Net and Rogers Benefit Group Expand Their Partnership Access to Health Net Small Group Now Offered Through Rogers Benefit Group We are pleased to announce that Health Net small group plans are now available through Rogers Benefit Group! We’ve enjoyed a successful large group partnership with Health Net for many years and the timing is perfect to expand the partnership to include small group products. Health Net companies help more than five million people get the health coverage they…

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For health insurance brokers, building a relationship with a General Agent (GA) is pivotal to your long-term success. If you truly want to grow your business, you need a GA you can count on—an agency that’s dedicated to helping you win new accounts while also keeping your current clients happy. Brokers who work with Rogers Benefit Group will tell you that we do things a lot differently, and in the best of ways. Our methodology is time-tested yet forward thinking,…

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